If something's worth doing, it's worth doing right. We believe there's a particular time of life this phrase couldn't be more appropriate - retirement!

But how can you know whether you've "got it right" for retirement? After all, life can be so unpredictable. As you look forward to living the retirement you've always imagined, you may find yourself wondering if you're truly ready.

You're not alone. Nearly everyone approaching retirement shares some of the same concerns. Download Free Retirement Checklist to "check off" 34 retirement concerns and make sure you're ready to retire with confidence.

Daniel Shub
​OCTO Capital Wealth Management

Average total returns in the stock and bond markets are often cited in financial circles, perhaps giving lay investors the false impression that these returns are the norm. In reality, there have been few years when either stocks or bonds delivered returns that are even close to market averages.
​
Financial markets, particularly stocks, are inherently volatile over the short term. To benefit from long-term market performance, investors should temper their expectations and stay the course.