OCTO Capital, LLC is a registered investment adviser in the state of Michigan. We may only transact business in those states in which we are registered, or qualify for an exemption or exclusion from registration requirements.
While we have attempted to ensure that the information on this website is accurate, we are not responsible for any errors or omissions, or for the results obtained from the use of information on this website. All information and content of this website is furnished “as is” without any implied or expressed warranty of any kind, including without limitation, the implied warrants of merchantability, fitness for a particular purpose, and non-infringement. We will not be liable, under any circumstances, for any special or consequential damages that may result from the use of, or inability to use, the materials on this website.
Any reference to past performance or investment strategies should not be construed as a promise of future results. Certain portions of OCTO Capital, LLC website such as newsletters, articles, etc. may contain discussion or reference to portfolio positions and/or recommendations as of a specific prior date. Various factors such as changing market conditions can cause us to change current positions and/or recommendations at any time. Therefore, any such information or discussion should not be construed as personalized investment advice from OCTO Capital, LLC. We are not an accounting firm nor a legal firm and any information on our website pertaining to accounting or legal issues should not be interpreted as legal, accounting or tax advice.
To comply with IRS Regulations, we are informing you of the following: Any discussion or advice regarding tax issues contained on this website is not intended or written to be used, and cannot be used, to avoid taxpayer penalties. Anyone reading this presentation or contemplating a transaction discussed in this material should seek advice based on your particular circumstances from an independent tax advisor. Information is not intended to provide specific legal or tax advice. You are encouraged to consult your tax or legal professional for guidance on your individual situation.
The information provided in this website is for informational purposes only and does not constitute financial, investment or legal advice. Investment advice can only be given after delivery of our form ADV Part II and the execution of an Investment Advisory Agreement between the client and us. A copy of our ADV Part II can be obtained by requesting it in writing or by filling out the request form on the website. We do not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to our website or incorporated herein and we take no responsibility for such information.
Dimensional portfolio references: Portfolios provided by DFA as an example and are not a recommendation. Portfolio/model performance is based in part on the indexes and does not constitute actual investment. Any discussion related to insurance products are subject to the claims-paying ability of the issuing company and are not offered through OCTO Capital, LLC. They do not refer, in any way to securities or investment advisory services. Insurance products and services are offered through Shub & Company, LLC
By contacting us you may be offered information regarding investments and/or advisory services. We do not prepare income taxes or provide legal advice. Tax or estate planning are offered through a strategic partnership and/or assistance of the qualified professional only. We are not endorsed or affiliated with Social Security Administration or any Government Agency.
OCTO Capital, LLC is not an affiliate or subsidiary of TD Ameritrade Institutional or Dimensional Fund Advisors. The reference does not represent an endorsement.
All trademarks remain property of their respective holders, and are used only to describe the products or services being provided. Their use in no way indicates any relationship between OCTO Capital, LLC and the holders of said trademarks and does not represent an endorsement or affiliation.
Accredited Investment Fiduciary® (AIF®)
The AIF Designation certifies that the recipient has specialized knowledge of fiduciary standards of care and their application to the investment management process. To receive the AIF Designation, the individual must meet prerequisite criteria based on a combination of education, relevant industry experience, and/or ongoing professional development, complete a training program, successfully pass a comprehensive, closed‐book final examination under the supervision of a proctor and agree to abide by the Code of Ethics and Conduct Standards. In order to maintain the AIF Designation, the individual must annually attest to the Code of Ethics and Conduct Standards, and accrue and report a minimum of six hours of continuing education. The Designation is administered by the Center for Fiduciary Studies, the standards‐setting body of fi360.
Registered Financial Consultant® (RFC®)
The Registered Financial Consultant (RFC) is a professional designation awarded by the International Association of Registered Financial Consultants to those financial advisors who can meet the high standards of education, experience and integrity required of all its members. Applicant must possess a baccalaureate or graduate degree in financial planning services or hold one of the following professional degrees or designation: AAMS, CFA, CFP, ChFC, CLU, CPA, EA, JD. Alternatively, a candidate may complete a CFP-equivalent course at an accredited institution or an IARFC approved curriculum and passed a written examination. Each applicant must have at least four years of professional experience in the field of financial planning or financial services, meet local licensing requirements, and adhere to the RFC Code of Ethics. The RFC designation requires 40 hours of Continuing Education every year, including two hours of business ethics every two years.
Any offers are designed solely for individuals looking to obtain financial information, advice and/or looking to establish a Client-Advisor relationship. We reserve the right to withdraw the offer if we have a reason to believe the information provided will not be suitable or appropriate.
Advisory Fee - Current clients may be grandfathered in to the lower fee schedule which has been in effect at the time they have joined the firm.
While we have attempted to ensure that the information on this website is accurate, we are not responsible for any errors or omissions, or for the results obtained from the use of information on this website. All information and content of this website is furnished “as is” without any implied or expressed warranty of any kind, including without limitation, the implied warrants of merchantability, fitness for a particular purpose, and non-infringement. We will not be liable, under any circumstances, for any special or consequential damages that may result from the use of, or inability to use, the materials on this website.
Any reference to past performance or investment strategies should not be construed as a promise of future results. Certain portions of OCTO Capital, LLC website such as newsletters, articles, etc. may contain discussion or reference to portfolio positions and/or recommendations as of a specific prior date. Various factors such as changing market conditions can cause us to change current positions and/or recommendations at any time. Therefore, any such information or discussion should not be construed as personalized investment advice from OCTO Capital, LLC. We are not an accounting firm nor a legal firm and any information on our website pertaining to accounting or legal issues should not be interpreted as legal, accounting or tax advice.
To comply with IRS Regulations, we are informing you of the following: Any discussion or advice regarding tax issues contained on this website is not intended or written to be used, and cannot be used, to avoid taxpayer penalties. Anyone reading this presentation or contemplating a transaction discussed in this material should seek advice based on your particular circumstances from an independent tax advisor. Information is not intended to provide specific legal or tax advice. You are encouraged to consult your tax or legal professional for guidance on your individual situation.
The information provided in this website is for informational purposes only and does not constitute financial, investment or legal advice. Investment advice can only be given after delivery of our form ADV Part II and the execution of an Investment Advisory Agreement between the client and us. A copy of our ADV Part II can be obtained by requesting it in writing or by filling out the request form on the website. We do not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to our website or incorporated herein and we take no responsibility for such information.
Dimensional portfolio references: Portfolios provided by DFA as an example and are not a recommendation. Portfolio/model performance is based in part on the indexes and does not constitute actual investment. Any discussion related to insurance products are subject to the claims-paying ability of the issuing company and are not offered through OCTO Capital, LLC. They do not refer, in any way to securities or investment advisory services. Insurance products and services are offered through Shub & Company, LLC
By contacting us you may be offered information regarding investments and/or advisory services. We do not prepare income taxes or provide legal advice. Tax or estate planning are offered through a strategic partnership and/or assistance of the qualified professional only. We are not endorsed or affiliated with Social Security Administration or any Government Agency.
OCTO Capital, LLC is not an affiliate or subsidiary of TD Ameritrade Institutional or Dimensional Fund Advisors. The reference does not represent an endorsement.
All trademarks remain property of their respective holders, and are used only to describe the products or services being provided. Their use in no way indicates any relationship between OCTO Capital, LLC and the holders of said trademarks and does not represent an endorsement or affiliation.
Accredited Investment Fiduciary® (AIF®)
The AIF Designation certifies that the recipient has specialized knowledge of fiduciary standards of care and their application to the investment management process. To receive the AIF Designation, the individual must meet prerequisite criteria based on a combination of education, relevant industry experience, and/or ongoing professional development, complete a training program, successfully pass a comprehensive, closed‐book final examination under the supervision of a proctor and agree to abide by the Code of Ethics and Conduct Standards. In order to maintain the AIF Designation, the individual must annually attest to the Code of Ethics and Conduct Standards, and accrue and report a minimum of six hours of continuing education. The Designation is administered by the Center for Fiduciary Studies, the standards‐setting body of fi360.
Registered Financial Consultant® (RFC®)
The Registered Financial Consultant (RFC) is a professional designation awarded by the International Association of Registered Financial Consultants to those financial advisors who can meet the high standards of education, experience and integrity required of all its members. Applicant must possess a baccalaureate or graduate degree in financial planning services or hold one of the following professional degrees or designation: AAMS, CFA, CFP, ChFC, CLU, CPA, EA, JD. Alternatively, a candidate may complete a CFP-equivalent course at an accredited institution or an IARFC approved curriculum and passed a written examination. Each applicant must have at least four years of professional experience in the field of financial planning or financial services, meet local licensing requirements, and adhere to the RFC Code of Ethics. The RFC designation requires 40 hours of Continuing Education every year, including two hours of business ethics every two years.
- Experience. Applicant must have a minimum of four years’ experience as a full-time practitioner or educator in the field of financial planning or financial services.
- Education. Applicant must have earned a baccalaureate or graduate degree in financial planning services with strong emphasis in subjects relating to economic, accounting, business, statistics, finance, and similar studies; or have earned one of the following professional degrees or designation: AAMS, CFA, CFP®, ChFC, CLU, CPA, EA, JD, or completed a CFP® equivalent or IARFC approved curriculum at an accredited college or university. The new Financial Planning Process™ course curriculum qualifies.
- Examination. The educational curriculum must have included a written examination process. If not, an experienced candidate must pass an RFC challenge examination.
- Licensing. Applicant must have met local licensing requirements for all products offered, such as securities, life and health insurance; or an applicant who is a fee-only planner or trust officer and is not licensed must submit information on the applicant’s RIA or ARIA affiliation or business conduct procedures.
- Integrity. Applicant must have a clean record of personal and business integrity with no suspensions or revocation of any professional licenses.
- Ethics. Applicant must subscribe and continually adhere to the RFC Code of Ethics. o Continuing Education. All members must conduct a minimum of 40 hours per year of Professional Continuing Education in the field of personal finance and professional practice management.
- Ethics CE. Must complete an IARFC approved CE course or curriculum on operational ethics and standards of conduct consisting of two units every two years. (First 2-year period commences 2009)
- Compliance. Annually the RFC® must provide assurance of continued compliance and operation.
- Plan Writing Capacity. Must provide evidence that the member can produce a high-quality personal financial plan. (Effective 2009) The Financial Planning Process™ includes this component, but the applicant may use any planning structure or software.
Any offers are designed solely for individuals looking to obtain financial information, advice and/or looking to establish a Client-Advisor relationship. We reserve the right to withdraw the offer if we have a reason to believe the information provided will not be suitable or appropriate.
Advisory Fee - Current clients may be grandfathered in to the lower fee schedule which has been in effect at the time they have joined the firm.