*OCTO Capital, LLC is a registered investment adviser in the state of Michigan. We may only transact business in those states in which we are registered, or qualify for an exemption or exclusion from registration requirements.
While we have attempted to ensure that the information on this website is accurate, we are not responsible for any errors or omissions, or for the results obtained from the use of information on this website. All information and content of this website is furnished “as is” without any implied or expressed warranty of any kind, including without limitation, the implied warrants of merchantability, fitness for a particular purpose, and non-infringement. We will not be liable, under any circumstances, for any special or consequential damages that may result from the use of, or inability to use, the materials on this website.
Any reference to past performance or investment strategies should not be construed as a promise of future results. Certain portions of OCTO Capital, LLC website such as newsletters, articles, etc. may contain discussion or reference to portfolio positions and/or recommendations as of a specific prior date. Various factors such as changing market conditions can cause us to change current positions and/or recommendations at any time. Therefore, any such information or discussion should not be construed as personalized investment advice from OCTO Capital, LLC. We are not an accounting firm nor a legal firm and any information on our website pertaining to accounting or legal issues should not be interpreted as legal, accounting or tax advice.
To comply with IRS Regulations, we are informing you of the following: Any discussion or advice regarding tax issues contained on this website is not intended or written to be used, and cannot be used, to avoid taxpayer penalties. Anyone reading this presentation or contemplating a transaction discussed in this material should seek advice based on your particular circumstances from an independent tax advisor. Information is not intended to provide specific legal or tax advice. You are encouraged to consult your tax or legal professional for guidance on your individual situation.
The information provided in this website is for informational purposes only and does not constitute financial, investment or legal advice. Investment advice can only be given after delivery of our form ADV Part II and the execution of an Investment Advisory Agreement between the client and us. A copy of our ADV Part II can be obtained by requesting it in writing or by filling out the request form on the website. We do not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to our website or incorporated herein and we take no responsibility for such information.
Any discussion related to insurance and/or annuity products guarantees are subject to the claims-paying ability of the issuing company and are not offered through OCTO Capital, LLC. Any comments regarding safe and/or secure investments, and guaranteed income refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Insurance products and services are offered through Shub & Company, LLC
Our firm assists retirees and pre-retirees in the creation of retirement strategies utilizing investment and insurance products. By contacting us you may be offered information regarding the purchase of investment or insurance products. We do not provide tax or legal advise. Tax or estate planning are offered through a strategic partnership and/or assistance of the qualified professional only. We are not endorsed or affiliated with Social Security Administration or any Government Agency.
OCTO Capital, LLC is not an affiliate or subsidiary of TD Ameritrade Institutional or Dimensional Fund Advisors. The reference does not represent an endorsement.
All trademarks remain property of their respective holders, and are used only to describe the products or services being provided. Their use in no way indicates any relationship between OCTO Capital, LLC or Shub & Company, LLC and the holders of said trademarks and does not represent an endorsement or affiliation.
Accredited Investment Fiduciary® (AIF®)
The AIF Designation certifies that the recipient has specialized knowledge of fiduciary standards of care and their application to the investment management process. To receive the AIF Designation, the individual must meet prerequisite criteria based on a combination of education, relevant industry experience, and/or ongoing professional development, complete a training program, successfully pass a comprehensive, closed‐book final examination under the supervision of a proctor and agree to abide by the Code of Ethics and Conduct Standards. In order to maintain the AIF Designation, the individual must annually attest to the Code of Ethics and Conduct Standards, and accrue and report a minimum of six hours of continuing education. The Designation is administered by the Center for Fiduciary Studies, the standards‐setting body of fi360.
The Registered Financial Consultant (RFC) is a professional designation awarded by the International Association of Registered Financial Consultants to those financial advisors who can meet the high standards of education, experience and integrity required of all its members. Applicant must possess a baccalaureate or graduate degree in financial planning services or hold one of the following professional degrees or designation: AAMS, CFA, CFP, ChFC, CLU, CPA, EA, JD. Alternatively, a candidate may complete a CFP-equivalent course at an accredited institution or an IARFC approved curriculum and passed a written examination. Each applicant must have at least four years of professional experience in the field of financial planning or financial services, meet local licensing requirements, and adhere to the RFC Code of Ethics. The RFC designation requires 40 hours of Continuing Education every year, including two hours of business ethics every two years.
Any offers are designed solely for individuals looking to obtain financial information, advice and/or looking to establish a Client-Advisor relationship. We reserve the right to withdraw the offer if we have a reason to believe the information provided will not be suitable or appropriate.
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award does not evaluate quality of services provided to clients. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com.
While we have attempted to ensure that the information on this website is accurate, we are not responsible for any errors or omissions, or for the results obtained from the use of information on this website. All information and content of this website is furnished “as is” without any implied or expressed warranty of any kind, including without limitation, the implied warrants of merchantability, fitness for a particular purpose, and non-infringement. We will not be liable, under any circumstances, for any special or consequential damages that may result from the use of, or inability to use, the materials on this website.
Any reference to past performance or investment strategies should not be construed as a promise of future results. Certain portions of OCTO Capital, LLC website such as newsletters, articles, etc. may contain discussion or reference to portfolio positions and/or recommendations as of a specific prior date. Various factors such as changing market conditions can cause us to change current positions and/or recommendations at any time. Therefore, any such information or discussion should not be construed as personalized investment advice from OCTO Capital, LLC. We are not an accounting firm nor a legal firm and any information on our website pertaining to accounting or legal issues should not be interpreted as legal, accounting or tax advice.
To comply with IRS Regulations, we are informing you of the following: Any discussion or advice regarding tax issues contained on this website is not intended or written to be used, and cannot be used, to avoid taxpayer penalties. Anyone reading this presentation or contemplating a transaction discussed in this material should seek advice based on your particular circumstances from an independent tax advisor. Information is not intended to provide specific legal or tax advice. You are encouraged to consult your tax or legal professional for guidance on your individual situation.
The information provided in this website is for informational purposes only and does not constitute financial, investment or legal advice. Investment advice can only be given after delivery of our form ADV Part II and the execution of an Investment Advisory Agreement between the client and us. A copy of our ADV Part II can be obtained by requesting it in writing or by filling out the request form on the website. We do not make any representations or warranties as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to our website or incorporated herein and we take no responsibility for such information.
Any discussion related to insurance and/or annuity products guarantees are subject to the claims-paying ability of the issuing company and are not offered through OCTO Capital, LLC. Any comments regarding safe and/or secure investments, and guaranteed income refer only to fixed insurance products. They do not refer, in any way to securities or investment advisory products. Insurance products and services are offered through Shub & Company, LLC
Our firm assists retirees and pre-retirees in the creation of retirement strategies utilizing investment and insurance products. By contacting us you may be offered information regarding the purchase of investment or insurance products. We do not provide tax or legal advise. Tax or estate planning are offered through a strategic partnership and/or assistance of the qualified professional only. We are not endorsed or affiliated with Social Security Administration or any Government Agency.
OCTO Capital, LLC is not an affiliate or subsidiary of TD Ameritrade Institutional or Dimensional Fund Advisors. The reference does not represent an endorsement.
All trademarks remain property of their respective holders, and are used only to describe the products or services being provided. Their use in no way indicates any relationship between OCTO Capital, LLC or Shub & Company, LLC and the holders of said trademarks and does not represent an endorsement or affiliation.
Accredited Investment Fiduciary® (AIF®)
The AIF Designation certifies that the recipient has specialized knowledge of fiduciary standards of care and their application to the investment management process. To receive the AIF Designation, the individual must meet prerequisite criteria based on a combination of education, relevant industry experience, and/or ongoing professional development, complete a training program, successfully pass a comprehensive, closed‐book final examination under the supervision of a proctor and agree to abide by the Code of Ethics and Conduct Standards. In order to maintain the AIF Designation, the individual must annually attest to the Code of Ethics and Conduct Standards, and accrue and report a minimum of six hours of continuing education. The Designation is administered by the Center for Fiduciary Studies, the standards‐setting body of fi360.
The Registered Financial Consultant (RFC) is a professional designation awarded by the International Association of Registered Financial Consultants to those financial advisors who can meet the high standards of education, experience and integrity required of all its members. Applicant must possess a baccalaureate or graduate degree in financial planning services or hold one of the following professional degrees or designation: AAMS, CFA, CFP, ChFC, CLU, CPA, EA, JD. Alternatively, a candidate may complete a CFP-equivalent course at an accredited institution or an IARFC approved curriculum and passed a written examination. Each applicant must have at least four years of professional experience in the field of financial planning or financial services, meet local licensing requirements, and adhere to the RFC Code of Ethics. The RFC designation requires 40 hours of Continuing Education every year, including two hours of business ethics every two years.
Any offers are designed solely for individuals looking to obtain financial information, advice and/or looking to establish a Client-Advisor relationship. We reserve the right to withdraw the offer if we have a reason to believe the information provided will not be suitable or appropriate.
The Five Star Wealth Manager award, administered by Crescendo Business Services, LLC (dba Five Star Professional), is based on 10 objective criteria. Eligibility criteria – required: 1. Credentialed as a registered investment adviser or a registered investment adviser representative; 2. Active as a credentialed professional in the financial services industry for a minimum of 5 years; 3. Favorable regulatory and complaint history review (As defined by Five Star Professional, the wealth manager has not: A. Been subject to a regulatory action that resulted in a license being suspended or revoked, or payment of a fine; B. Had more than a total of three customer complaints filed against them [settled or pending] with any regulatory authority or Five Star Professional’s consumer complaint process. Unfavorable feedback may have been discovered through a check of complaints registered with a regulatory authority or complaints registered through Five Star Professional’s consumer complaint process; feedback may not be representative of any one client’s experience; C. Individually contributed to a financial settlement of a customer complaint filed with a regulatory authority; D. Filed for personal bankruptcy; E. Been convicted of a felony); 4. Fulfilled their firm review based on internal standards; 5. Accepting new clients. Evaluation criteria – considered: 6. One-year client retention rate; 7. Five-year client retention rate; 8. Non-institutional discretionary and/or non-discretionary client assets administered; 9. Number of client households served; 10. Education and professional designations. Wealth managers do not pay a fee to be considered or placed on the final list of Five Star Wealth Managers. Award does not evaluate quality of services provided to clients. Once awarded, wealth managers may purchase additional profile ad space or promotional products. The Five Star award is not indicative of the wealth manager’s future performance. Wealth managers may or may not use discretion in their practice and therefore may not manage their client’s assets. The inclusion of a wealth manager on the Five Star Wealth Manager list should not be construed as an endorsement of the wealth manager by Five Star Professional or this publication. Working with a Five Star Wealth Manager or any wealth manager is no guarantee as to future investment success, nor is there any guarantee that the selected wealth managers will be awarded this accomplishment by Five Star Professional in the future. For more information on the Five Star award and the research/selection methodology, go to fivestarprofessional.com.