60 Ways We Can Add Value For Our Clients
Cash Flow Management
1. Alignment of Spending With Values and Goals
2. Allocating and Bucketing Cash by Goal
3. Divorce Cash Flow Analysis
4. Expense Analysis to Find Forgotten/Unneeded Expenses
5. Optimize Returns on Cash Holdings
6. Vacation Home Planning
2. Allocating and Bucketing Cash by Goal
3. Divorce Cash Flow Analysis
4. Expense Analysis to Find Forgotten/Unneeded Expenses
5. Optimize Returns on Cash Holdings
6. Vacation Home Planning
Debt Management
7. Student Loan Debt Analysis and Planning
8. Reverse Mortgage Analysis
8. Reverse Mortgage Analysis
Education Planning
9. Education Funding Strategy With 529, UTMA, Taxable accounts, and/or Roth IRA
Insurance Planning
10. Analysis of Current Permanent Insurance Policies
11. Long-Term Care Insurance and Disability Insurance Analysis
12. Life Insurance Coverage Needs Assessment
13. Medicare Analysis
14. Umbrella, Auto, and Home Insurance Analysis
15. Workplace Open Enrollment Period benefits Planning
11. Long-Term Care Insurance and Disability Insurance Analysis
12. Life Insurance Coverage Needs Assessment
13. Medicare Analysis
14. Umbrella, Auto, and Home Insurance Analysis
15. Workplace Open Enrollment Period benefits Planning
Investment Planning and Management
16. Asset Allocation Analysis/Adjustments/Implementation
17. Asset Location Analysis/Adjustments/Implementation
18. Creating Investment Policy Statements
19. Employee Stock Purchase Plan Analysis
20. Handling Concentrated Stock Positions
21. How to Invest an Inheritance/Windfall
22. Moving to Lower-Cost Investments
23. Rebalancing Execution
24. Withdrawal Strategies
17. Asset Location Analysis/Adjustments/Implementation
18. Creating Investment Policy Statements
19. Employee Stock Purchase Plan Analysis
20. Handling Concentrated Stock Positions
21. How to Invest an Inheritance/Windfall
22. Moving to Lower-Cost Investments
23. Rebalancing Execution
24. Withdrawal Strategies
Tax Planning
25. Adjusting Strategies for Changes in Tax Policy
26. Adjusting Tax Withholding/Allowances
27. Analyzing Options to Maximize QBI Deductions
28. Capital Gains Harvesting Analysis
29. Charitable Giving Location Planning (DAF, Appreciated Stock, etc.)
30. Curation of Tax Professionals
31. Reviewing Annual Tax Return
32. Roth Conversion Analysis
33. Standard/Itemized Deduction Analysis
34. Stock Option Planning
35. Tax Bracket Management/0% Gains Harvesting
36. Tax Loss Harvesting Analysis
26. Adjusting Tax Withholding/Allowances
27. Analyzing Options to Maximize QBI Deductions
28. Capital Gains Harvesting Analysis
29. Charitable Giving Location Planning (DAF, Appreciated Stock, etc.)
30. Curation of Tax Professionals
31. Reviewing Annual Tax Return
32. Roth Conversion Analysis
33. Standard/Itemized Deduction Analysis
34. Stock Option Planning
35. Tax Bracket Management/0% Gains Harvesting
36. Tax Loss Harvesting Analysis
Retirement Planning
37. Analysis of How much to Contribute to Retirement Accounts Each Year
38. Analysis of Roth Vs. Traditional 401(k) Plan Account
39. Considering Backdoor and "Mega" Backdoor Roth IRAs
40. Coordinating Income With Tax-Sensitive Items (e.g., Medicare Premiums)
41. Defined Benefit Pension Claiming Analysis
42. Determine When Clients Can Retire
43. Retirement Cash Flow Analysis
44. Retirement Lifestyle Goal Planning/Guidance
45. Retirement Plan Distribution Option Analysis
46. Review Annual Social Security Statements
47. RMD Planning/Execution
48. Safe Withdrawal Rate Analysis/Retirement Income Strategies
49. Social Security Claiming Analysis
38. Analysis of Roth Vs. Traditional 401(k) Plan Account
39. Considering Backdoor and "Mega" Backdoor Roth IRAs
40. Coordinating Income With Tax-Sensitive Items (e.g., Medicare Premiums)
41. Defined Benefit Pension Claiming Analysis
42. Determine When Clients Can Retire
43. Retirement Cash Flow Analysis
44. Retirement Lifestyle Goal Planning/Guidance
45. Retirement Plan Distribution Option Analysis
46. Review Annual Social Security Statements
47. RMD Planning/Execution
48. Safe Withdrawal Rate Analysis/Retirement Income Strategies
49. Social Security Claiming Analysis
Estate Planing
50. Estate Tax Planning/Analysis
51. Funding of Trusts/Re-Titling of Assets
52. Gift Planning
53. Guidance on Creating/Reviewing the Advance Directive, Healthcare Proxy, Power of Attorney, and Will.
54. Recommendation/Curation of Estate Attorneys
55. Surviving Spouse Analysis After the Death of a Client
51. Funding of Trusts/Re-Titling of Assets
52. Gift Planning
53. Guidance on Creating/Reviewing the Advance Directive, Healthcare Proxy, Power of Attorney, and Will.
54. Recommendation/Curation of Estate Attorneys
55. Surviving Spouse Analysis After the Death of a Client
Psychology of Financial Planning
56. Developing and Envisioning Financial/Life Goals
57. Financial Coaching for the Implementation of a Plan
58. Offering Peace of Mind by Tracking Financial life
59. Support Overcoming Financial Biases
60. Support Overcoming the Investment Behavior Gap
57. Financial Coaching for the Implementation of a Plan
58. Offering Peace of Mind by Tracking Financial life
59. Support Overcoming Financial Biases
60. Support Overcoming the Investment Behavior Gap