Custody – All your accounts are controlled by you and held in your name by an independent custodian, TD Ameritrade Institutional. I receive no compensation from them. TD Ameritrade will provide you with monthly statements and annual tax reports. You can check your portfolio 24/7 on their website or call them during business hours. I will have a limited power of attorney to execute transactions on your behalf.
Once the elements of your plan are in place, I partner with you to take action.
I will handle the investment management, including rebalancing, tax-loss harvesting, withdrawals, and all other related elements.
We will meet regularly to revisit your financial plan and make adjustments as needed, considering changes in your circumstances, tax rules, regulations, and other factors that may affect your long-term plan.
In addition to having access to your accounts at TD Ameritrade via the website and an 800 number, I will provide you with access to a Financial Planning Portal where you can monitor the progress toward achieving your goals and a Client Portal to view the performance of your accounts.
Although my advisory fees are lower than traditional providers for many of my clients, I do not limit client interactions. I am always available to my clients via phone, email, in-office meetings, and web conferences.