// We have been seen on & featured in ABC, MSNBC, NBC, MarketWatch, Kiplinger, Yahoo Finance, FOX News, and Forbes
// Yet as a client, this is what matters:
OCTO CAPITAL is a fiduciary, evidence-based investment management and financial planning firm located in Bloomfield Hills, Michigan. OCTO serves clients locally and across the country*. Our investment philosophy is grounded in Nobel Prize-winning academic evidence and has decades of research to support it, it's fully transparent and easy to understand. We are committed to the financial planning process as a precursor to investment management and believe in delivering simplicity and transparency to our clients.
What We Do:
We're all about sound investment advice, of course! But you’ll walk away with a plan that also covers how to manage risk, how to structure your investments, how to keep tax to a minimum and how to create a legacy.
Evidence-based investing strategies grounded in Nobel-prize winning academic research using low-cost institutional class funds from Dimensional Fund Advisors (DFA) and Vanguard ETFs. All client accounts are held at TD Ameritrade in the client's name.
Retirement income, cash flow, tax-efficient withdrawals, asset location, employee benefits, Social Security and Pension options, 401(k)/403(b) considerations, insurance, healthcare and wealth transfer recommendations.
Focus on reducing taxes in retirement and maximizing legacy: IRA to Roth IRA conversions, withdrawal order, asset location, tax-loss harvesting, qualified charitable distributions (QCD), required minimum distributions (RMD), and much more.
By having a clear and organized financial picture, our clients can spend less time worrying about money and more time on the things that are important to them. After all, life is not a rehearsal. In fact, I believe this so much that I wrote a book about it.
Use the form below to request your free copy of "Life is Not a Rehearsal" by Daniel Shub
You can also order the book online at Amazon, where all proceeds from sales go to Make-A-Wish Foundation & American Cancer Society.