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OCTO CAPITAL is a fiduciary, evidence-based investment management and financial planning firm located in Bloomfield Hills, Michigan. OCTO serves clients locally and across the country*. Our investment philosophy is grounded in Nobel Prize-winning academic evidence and has decades of research to support it, it's fully transparent and easy to understand. We are committed to the financial planning process as a precursor to investment management and believe in delivering simplicity and transparency to our clients.
Evidence-based investing strategies grounded in Nobel-prize winning academic research using low-cost institutional class funds from Dimensional Fund Advisors (DFA) and Vanguard ETFs. All client accounts are held at TD Ameritrade in the client's name, so you can relax and focus on the things that are important to you and bring you joy.
Retirement income, cash flow, tax-efficient withdrawals, asset location, employee benefits, Social Security and Pension options, 401(k)/403(b) considerations, insurance, healthcare and wealth transfer recommendations.
Focus on reducing taxes in retirement and maximizing legacy: IRA to Roth IRA conversions, withdrawal order, asset location, tax-loss harvesting, qualified charitable distributions (QCD), required minimum distributions (RMD), and much more.
By having a clear and organized financial picture, our clients can spend less time worrying about money and more time on the things that are important to them, like being present with their family and friends and checking off items from their bucket list.
After all, life is not a rehearsal. In fact, I believe this so much that I wrote a book about it.