AS SEEN ON & FEATURED IN:

​We all have questions about money. From how to reduce taxation and create income in retirement to knowing the investment strategy that has the best chance of success in supporting our lifestyle. Having us on your side, guiding you through all financial decisions, and taking care of all the details can help you find ease in your financial life and free up your time and energy for what matters most.

Talk with Daniel Shub
248-731-7729
Monday through Friday
9 a.m. to 6 p.m., Eastern time

​We value true partnerships

We'll work with you to create a personalized plan to help you reach your goals, and we're available to connect whenever you have questions.
​
​

We don't work on commissions

By law, we are held to a fiduciary standard and must act in the best interest of our clients at all times.

Common sense

Have peace of mind knowing that the investment advice you receive is grounded in Nobel Prize-winning academic research, and most importantly, common sense. We use low-cost institutional Dimensional Funds available exclusively through approved advisors and the investment strategy previously reserved only for institutions and the wealthiest investors.

Lower than the industry average

We're a flat fee only advisor and receive no compensation other than from the clients. We view the services provided as those of expert consultants compensated for the approximate number of hours spent on your accounts per year, not unlike the services provided by a C.P.A. C.P.A.'s and attorneys who do estate and probate planning do not charge a percentage on clients assets.

Our fixed quarterly retainer fee is based approximately upon the total number of hours required to service a family's accounts*. Typical costs run from $625 per quarter to $2,000 per quarter. If calculated on a percentage basis, our typical client pays between 0.10% and 1.00% annually on assets managed.

For example, a client with $2 Mil. to invest will not pay more than $8,000 annually or 0.4%. In contrast, they're likely to pay approximately $20,000 or 1.00% at other firms.

​Getting started. First, we talk.

​By appointment, you're welcome to visit with us for a while (in-person, virtually, or on the phone). We'll ask you to outline your financial goals - what your investment portfolio is intended to do for you. Then we'll review the portfolio and a plan for and with you.

​If we think your financial plan and investments continue to be well suited to your long-term goals - we'll gladly tell you so. If, on the other hand, we think some of your investments or a plan no longer fit with your goals, we'll explain why, in plain English. And, if you like, we'll partner with you to build a plan that fits your unique circumstances, taking into consideration your risk tolerance, investing timeline, and other key factors.

​Your plan serves as a foundation, but it's your ongoing partnership with us that helps keep you and your investments on track toward reaching your goals over time.

Partner with us. Get started>

Focus and explore

We'll focus on your goals and explore "what if" scenarios.
We keep track of your progress with ongoing reviews and adjustments, as needed, to help make sure you’re on course to meet your goals.

This illustration is hypothetical and does not represent an actual client portfolio.

Staying ahead of the curve

Our process clears a path to our clients' most important goals and helps anticipate and mitigate the risks along the way. We stress-test thousands of different scenarios and provide you with the details of how multiple factors can impact your cash flow and the steps necessary to position you for success.

Get started. Schedule an introductory phone call below.